:root {
  --paper: #f5f3ed;
  --card: #fffefa;
  --ink: #172226;
  --muted: #667176;
  --line: rgba(20, 44, 50, 0.13);
  --petrol: #0d5962;
  --petrol-dark: #073d45;
  --gold: #c7a84f;
  --accent: #667f69;
  --accent-soft: rgba(102, 127, 105, 0.12);
  --accent-deep: #334c3a;
  --accent-bright: #d7bd69;
  --hero-wash: rgba(102, 127, 105, 0.08);
  --shadow: 0 24px 70px rgba(21, 43, 47, 0.11);
  --radius-lg: 28px;
  --radius-md: 18px;
  --radius-sm: 12px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background:
    radial-gradient(circle at 8% 0%, rgba(199, 168, 79, 0.16), transparent 28rem),
    radial-gradient(circle at 96% 30%, var(--accent-soft), transparent 34rem),
    var(--paper);
  font-family: Inter, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  -webkit-font-smoothing: antialiased;
}

body[data-theme="investment"] { --accent: #667f69; --accent-soft: rgba(102, 127, 105, 0.13); --accent-deep: #31483a; --accent-bright: #d3b456; --hero-wash: rgba(102, 127, 105, 0.1); }
body[data-theme="foerderungen"] { --accent: #a27e27; --accent-soft: rgba(162, 126, 39, 0.13); --accent-deep: #59440f; --accent-bright: #e0c36f; --hero-wash: rgba(224, 195, 111, 0.13); }
body[data-theme="baufi"] { --accent: #00688b; --accent-soft: rgba(0, 104, 139, 0.13); --accent-deep: #004b67; --accent-bright: #d3ad00; --hero-wash: rgba(0, 104, 139, 0.1); --baufi-blue: #00688b; --baufi-blue-deep: #004b67; --baufi-gold: #d3ad00; }
body[data-theme="absicherung"] { --accent: #a6663d; --accent-soft: rgba(166, 102, 61, 0.13); --accent-deep: #603722; --accent-bright: #dfbd78; --hero-wash: rgba(166, 102, 61, 0.1); }
body[data-theme="selbstaendige"] { --accent: #315f68; --accent-soft: rgba(49, 95, 104, 0.13); --accent-deep: #173940; --accent-bright: #d4b463; --hero-wash: rgba(49, 95, 104, 0.11); }
body[data-theme="banking"] { --accent: #5f6676; --accent-soft: rgba(95, 102, 118, 0.13); --accent-deep: #303643; --accent-bright: #c7ac62; --hero-wash: rgba(95, 102, 118, 0.11); }
body[data-theme="energie"] { --accent: #75824b; --accent-soft: rgba(117, 130, 75, 0.13); --accent-deep: #3c4820; --accent-bright: #e0bd4f; --hero-wash: rgba(117, 130, 75, 0.11); }
body[data-theme="kinder"] { --accent: #9e6962; --accent-soft: rgba(158, 105, 98, 0.13); --accent-deep: #593833; --accent-bright: #dfbd78; --hero-wash: rgba(158, 105, 98, 0.1); }
body[data-theme="karriere"] { --accent: #5b6d4c; --accent-soft: rgba(91, 109, 76, 0.13); --accent-deep: #2d3e24; --accent-bright: #d4b863; --hero-wash: rgba(91, 109, 76, 0.11); }

a { color: inherit; }
button, select, a { -webkit-tap-highlight-color: transparent; }
button, select { font: inherit; }

.preview-bar {
  position: sticky;
  z-index: 50;
  top: 0;
  display: grid;
  grid-template-columns: minmax(190px, 1fr) auto minmax(190px, 0.8fr) minmax(190px, 0.8fr);
  gap: 12px;
  align-items: end;
  padding: 12px max(20px, calc((100vw - 1180px) / 2));
  border-bottom: 1px solid rgba(255, 255, 255, 0.13);
  color: #fff;
  background: #122f35;
  box-shadow: 0 10px 30px rgba(7, 34, 40, 0.18);
}

.preview-bar-title { display: grid; gap: 3px; align-self: center; }
.preview-bar-title strong { color: #ead9a8; font-size: 13px; letter-spacing: 0.08em; text-transform: uppercase; }
.preview-bar-title span { color: rgba(255, 255, 255, 0.65); font-size: 11px; }
.preview-bar label { display: grid; gap: 5px; }
.preview-bar label > span { color: rgba(255, 255, 255, 0.62); font-size: 10px; font-weight: 750; letter-spacing: 0.06em; text-transform: uppercase; }
.preview-bar select {
  min-height: 38px;
  padding: 0 34px 0 11px;
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 9px;
  color: #fff;
  background: #1c4148;
}
.preview-bar select option { color: #15272b; background: #fff; }

.preview-modes {
  display: flex;
  gap: 3px;
  padding: 3px;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 10px;
  background: rgba(255, 255, 255, 0.06);
}
.preview-modes button {
  min-height: 34px;
  padding: 0 12px;
  border: 0;
  border-radius: 7px;
  color: rgba(255, 255, 255, 0.68);
  background: transparent;
  font-size: 11px;
  font-weight: 750;
  cursor: pointer;
}
.preview-modes button.is-active { color: #173239; background: #f2e8c9; }

.topic-page { width: min(1180px, calc(100% - 42px)); margin: 0 auto; }
.topic-topbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 86px;
  border-bottom: 1px solid var(--line);
}
.topic-brand { display: inline-flex; align-items: center; gap: 11px; text-decoration: none; }
.topic-brand-mark {
  display: grid;
  place-items: center;
  width: 40px;
  height: 40px;
  border: 1px solid rgba(199, 168, 79, 0.55);
  border-radius: 50%;
  color: #f5e8bf;
  background: var(--petrol-dark);
  font-size: 10px;
  font-weight: 850;
}
.topic-brand > span:last-child { display: grid; gap: 2px; }
.topic-brand strong { font-size: 14px; }
.topic-brand small { color: var(--muted); font-size: 10px; }
.topic-advisor-mini { display: flex; align-items: center; gap: 10px; }
.topic-advisor-mini > span:last-child { display: grid; gap: 2px; }
.topic-advisor-mini strong { font-size: 12px; }
.topic-advisor-mini small { color: var(--muted); font-size: 10px; }

.advisor-avatar {
  display: grid;
  place-items: center;
  width: 124px;
  height: 124px;
  overflow: hidden;
  border: 2px solid rgba(199, 168, 79, 0.58);
  border-radius: 50%;
  color: #fff;
  background: linear-gradient(145deg, var(--petrol), var(--petrol-dark));
  font-size: 34px;
  font-weight: 790;
  letter-spacing: -0.04em;
}
.advisor-avatar img { width: 100%; height: 100%; object-fit: cover; }
.advisor-avatar-small { width: 38px; height: 38px; border-width: 1px; font-size: 11px; }

main { padding: 26px 0 56px; }
.referral-note,
.public-note {
  display: flex;
  align-items: center;
  gap: 15px;
  width: min(900px, 100%);
  margin: 0 auto 18px;
  padding: 15px 18px;
  border: 1px solid rgba(199, 168, 79, 0.38);
  border-radius: 14px;
  background: rgba(255, 254, 250, 0.78);
}
.referral-avatar,
.public-note > span {
  display: grid;
  place-items: center;
  flex: 0 0 auto;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  color: #fff;
  background: var(--petrol);
  font-size: 11px;
  font-weight: 850;
}
.referral-note p { margin: 0 0 3px; color: #8d742e; font-size: 10px; font-weight: 850; letter-spacing: 0.1em; text-transform: uppercase; }
.referral-note h2 { margin: 0; font-size: 14px; }
.referral-note blockquote { margin: 4px 0 0; color: var(--muted); font-size: 12px; line-height: 1.45; }
.public-note p { margin: 0; color: var(--muted); font-size: 12px; line-height: 1.5; }

.topic-hero {
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(300px, 0.65fr);
  gap: clamp(34px, 6vw, 78px);
  align-items: center;
  width: min(1080px, 100%);
  margin: 0 auto;
  padding: clamp(38px, 6vw, 76px);
  border: 1px solid rgba(199, 168, 79, 0.38);
  border-radius: var(--radius-lg);
  background:
    linear-gradient(135deg, rgba(255,255,255,0.96), rgba(255,254,250,0.88)),
    var(--card);
  box-shadow: var(--shadow);
}
.topic-hero::before {
  position: absolute;
  right: -170px;
  bottom: -210px;
  width: 450px;
  height: 450px;
  border-radius: 50%;
  background: var(--accent-soft);
  content: "";
}
.topic-hero::after {
  position: absolute;
  top: -90px;
  right: 20%;
  width: 240px;
  height: 240px;
  border: 1px solid color-mix(in srgb, var(--accent) 18%, transparent);
  border-radius: 50%;
  content: "";
  transform: scale(1.55);
}
body[data-theme="foerderungen"] .topic-hero::after,
body[data-theme="banking"] .topic-hero::after { border-radius: 24px; transform: rotate(32deg) scale(1.2); }
body[data-theme="baufi"] .topic-hero::after { border-radius: 0; transform: rotate(45deg) scale(1.15); }
body[data-theme="energie"] .topic-hero::after { border-style: dashed; transform: scale(1.35); }
body[data-theme="karriere"] .topic-hero::after { border-radius: 18px; transform: translate(70px, -5px) rotate(-16deg) scale(1.25); }
.topic-hero-copy,
.topic-hero-card { position: relative; z-index: 1; }
.topic-eyebrow,
.section-heading > p,
.orientation-copy > p,
.advisor-copy > p {
  margin: 0 0 10px;
  color: var(--accent);
  font-size: 11px;
  font-weight: 850;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}
.topic-hero h1 {
  max-width: 690px;
  margin: 0;
  font-size: clamp(42px, 6vw, 72px);
  font-weight: 790;
  line-height: 0.98;
  letter-spacing: -0.06em;
}
.topic-lede { max-width: 680px; margin: 24px 0 0; color: var(--muted); font-size: clamp(16px, 2vw, 19px); line-height: 1.58; }
.topic-actions,
.advisor-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 28px; }
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 50px;
  padding: 0 20px;
  border: 1px solid transparent;
  border-radius: 11px;
  font-size: 13px;
  font-weight: 790;
  font-family: inherit;
  text-decoration: none;
  cursor: pointer;
  transition: transform 160ms ease, box-shadow 160ms ease;
}
.button:disabled { cursor: default; opacity: 0.72; transform: none; }
.button:hover { transform: translateY(-1px); }
.button-primary { color: #fff; background: var(--accent-deep); box-shadow: 0 12px 28px color-mix(in srgb, var(--accent-deep) 25%, transparent); }
.button-secondary { border-color: var(--line); background: #fff; }
.button-light { color: var(--petrol-dark); background: #fff; }
.interest-feedback { min-height: 18px; margin: 12px 0 0; color: var(--accent); font-size: 12px; font-weight: 700; line-height: 1.45; }
.topic-trust { display: flex; flex-wrap: wrap; gap: 8px 20px; margin: 18px 0 0; padding: 0; color: var(--muted); list-style: none; font-size: 11px; }
.topic-trust li::before { margin-right: 7px; color: var(--gold); content: "✓"; font-weight: 850; }

.topic-hero-card {
  padding: 26px;
  border: 1px solid color-mix(in srgb, var(--accent) 24%, var(--line));
  border-radius: 20px;
  background: linear-gradient(155deg, color-mix(in srgb, var(--hero-wash) 82%, #fff), rgba(255,255,255,0.7));
  box-shadow: inset 0 1px 0 rgba(255,255,255,0.9);
}
.topic-card-head { display: flex; justify-content: space-between; gap: 16px; align-items: center; }
.topic-number { color: var(--accent); font-size: 12px; font-weight: 850; letter-spacing: 0.14em; }
.topic-card-label { color: var(--accent-deep); font-size: 9px; font-weight: 850; letter-spacing: 0.08em; text-align: right; text-transform: uppercase; }
.topic-visual { position: relative; display: grid; align-content: center; min-height: 150px; margin: 16px 0 20px; overflow: hidden; border: 1px solid color-mix(in srgb, var(--accent) 18%, transparent); border-radius: 16px; background: color-mix(in srgb, var(--accent-soft) 58%, #fff); }
.visual-pills { display: flex; position: relative; z-index: 2; justify-content: center; flex-wrap: wrap; gap: 5px; margin: 10px 10px 0; }
.visual-pills span { padding: 5px 8px; border: 1px solid color-mix(in srgb, var(--accent) 28%, transparent); border-radius: 999px; color: var(--accent-deep); background: rgba(255,255,255,0.72); font-size: 8px; font-weight: 780; }
.visual-sum { display: block; margin-top: 12px; color: var(--accent-deep); font-size: 10px; letter-spacing: 0.04em; text-align: center; }

.visual-orbit { position: relative; width: 155px; height: 82px; margin: 0 auto; }
.visual-orbit::before,
.visual-orbit::after,
.visual-orbit i { position: absolute; border: 1px solid color-mix(in srgb, var(--accent) 48%, transparent); border-radius: 50%; content: ""; }
.visual-orbit::before { inset: 2px 26px; }
.visual-orbit::after { inset: 15px 4px; }
.visual-orbit i:nth-child(1) { inset: 29px 38px; background: var(--accent-soft); }
.visual-orbit i:nth-child(2) { top: 9px; right: 25px; width: 9px; height: 9px; border: 0; background: var(--accent-bright); }
.visual-orbit i:nth-child(3) { bottom: 5px; left: 31px; width: 7px; height: 7px; border: 0; background: var(--accent); }
.visual-orbit b { position: absolute; top: 39px; left: 17px; width: 125px; height: 2px; background: linear-gradient(90deg, transparent, var(--accent), transparent); transform: rotate(-8deg); }

.visual-stack { display: grid; width: calc(100% - 34px); margin: 0 auto; }
.visual-stack span { display: flex; justify-content: space-between; align-items: center; min-height: 32px; padding: 0 12px; border: 1px solid color-mix(in srgb, var(--accent) 26%, transparent); border-radius: 7px; color: var(--accent-deep); background: rgba(255,255,255,0.76); font-size: 9px; font-weight: 760; box-shadow: 0 7px 15px rgba(71,55,19,0.06); }
.visual-stack span + span { margin-top: -3px; transform: scaleX(0.92); }
.visual-stack span + span + span { transform: scaleX(0.84); }
.visual-stack small { color: var(--accent); font-size: 8px; }

.visual-house { position: relative; width: 100px; height: 72px; margin: 0 auto 15px; }
.visual-roof { position: absolute; top: 5px; left: 23px; width: 55px; height: 55px; border: 2px solid var(--accent); border-right: 0; border-bottom: 0; transform: rotate(45deg); }
.visual-home { position: absolute; left: 24px; bottom: 0; width: 54px; height: 48px; border: 2px solid var(--accent); background: rgba(255,255,255,0.56); }
.visual-door { position: absolute; left: 45px; bottom: 0; width: 14px; height: 25px; background: var(--accent-deep); }
.visual-route { display: flex; align-items: center; justify-content: center; gap: 5px; color: var(--accent-deep); font-size: 7px; font-weight: 800; }
.visual-route i { width: 16px; height: 1px; background: var(--accent-bright); }

.visual-shield { position: relative; display: grid; place-items: center; width: 112px; height: 100px; margin: 0 auto; }
.visual-shield::before { position: absolute; inset: 4px 14px; border: 2px solid var(--accent); border-radius: 50% 50% 46% 46% / 34% 34% 66% 66%; content: ""; }
.visual-shield i { position: absolute; border: 1px solid color-mix(in srgb, var(--accent) 40%, transparent); border-radius: 50%; }
.visual-shield i:first-child { inset: 15px 25px; }
.visual-shield i:nth-child(2) { inset: 26px 36px; }
.visual-shield strong { position: relative; z-index: 1; max-width: 46px; color: var(--accent-deep); font-size: 9px; line-height: 1.1; text-align: center; }

.visual-balance { display: grid; grid-template-columns: 1fr 32px 1fr; gap: 6px; align-items: center; padding: 0 13px; }
.visual-balance span { min-height: 72px; display: grid; align-content: center; gap: 5px; padding: 10px; border: 1px solid color-mix(in srgb, var(--accent) 25%, transparent); border-radius: 10px; color: var(--accent-deep); background: rgba(255,255,255,0.72); font-size: 9px; font-weight: 760; text-align: center; }
.visual-balance small { color: var(--accent); font-size: 7px; letter-spacing: 0.1em; }
.visual-balance i { height: 2px; background: var(--accent-bright); box-shadow: 0 -8px 0 -0.5px color-mix(in srgb, var(--accent) 35%, transparent), 0 8px 0 -0.5px color-mix(in srgb, var(--accent) 35%, transparent); }

.visual-flow { display: flex; align-items: center; gap: 5px; padding: 0 11px; }
.visual-flow span { flex: 1; min-width: 0; padding: 11px 4px; border: 1px solid color-mix(in srgb, var(--accent) 25%, transparent); border-radius: 9px; color: var(--accent-deep); background: rgba(255,255,255,0.74); font-size: 8px; font-weight: 760; text-align: center; }
.visual-flow small { display: block; margin-bottom: 4px; color: var(--accent); font-size: 6px; letter-spacing: 0.08em; }
.visual-flow i { flex: 0 0 12px; height: 1px; background: var(--accent-bright); }

.visual-energy { display: grid; grid-template-columns: 56px 1fr; gap: 8px; align-items: center; padding: 0 18px; }
.visual-sun { width: 48px; height: 48px; border: 1px solid var(--accent-bright); border-radius: 50%; background: radial-gradient(circle, var(--accent-bright) 0 18%, transparent 20%); box-shadow: 0 0 0 8px color-mix(in srgb, var(--accent-bright) 13%, transparent); }
.visual-energy div { display: flex; height: 62px; align-items: end; gap: 5px; }
.visual-energy i { flex: 1; border-radius: 4px 4px 0 0; background: linear-gradient(var(--accent-bright), var(--accent)); }
.visual-energy i:nth-child(1) { height: 34%; }
.visual-energy i:nth-child(2) { height: 58%; }
.visual-energy i:nth-child(3) { height: 78%; }
.visual-energy i:nth-child(4) { height: 100%; }
.visual-energy b { grid-column: 1 / -1; color: var(--accent-deep); font-size: 9px; letter-spacing: 0.04em; text-align: center; }

.visual-timeline { display: flex; align-items: center; gap: 5px; padding: 0 12px; }
.visual-timeline span { flex: 1; min-width: 0; color: var(--accent-deep); text-align: center; }
.visual-timeline b { display: grid; place-items: center; width: 43px; height: 43px; margin: 0 auto 6px; border: 1px solid color-mix(in srgb, var(--accent) 42%, transparent); border-radius: 50%; background: rgba(255,255,255,0.74); font-size: 8px; }
.visual-timeline small { font-size: 7px; line-height: 1.25; }
.visual-timeline i { flex: 0 0 14px; height: 1px; background: var(--accent-bright); }

.visual-steps { display: flex; align-items: end; justify-content: center; gap: 5px; height: 88px; padding: 0 15px; }
.visual-steps span { display: grid; align-content: end; flex: 1; padding: 9px 6px; border-radius: 8px 8px 3px 3px; color: #fff; background: linear-gradient(155deg, var(--accent), var(--accent-deep)); font-size: 8px; font-weight: 760; text-align: center; }
.visual-steps span:nth-child(1) { min-height: 42px; }
.visual-steps span:nth-child(2) { min-height: 61px; }
.visual-steps span:nth-child(3) { min-height: 82px; }
.visual-steps small { display: block; margin-bottom: 4px; color: var(--accent-bright); font-size: 7px; }
.topic-hero-card ol { display: grid; gap: 14px; margin: 0; padding: 0; list-style: none; }
.topic-hero-card li { display: grid; grid-template-columns: 28px 1fr; gap: 10px; align-items: start; }
.topic-hero-card li > span { color: var(--accent); font-size: 10px; font-weight: 850; }
.topic-hero-card li div { display: grid; gap: 3px; }
.topic-hero-card li strong { font-size: 13px; }
.topic-hero-card li small { color: var(--muted); font-size: 11px; line-height: 1.4; }

.baufi-hero-proof { display: grid; gap: 3px; margin-top: 4px; }
.baufi-hero-proof > strong { color: var(--accent-deep); font-size: clamp(40px, 5vw, 62px); line-height: 0.94; letter-spacing: -0.06em; }
.baufi-hero-proof > span { color: var(--accent); font-size: 13px; font-weight: 820; letter-spacing: 0.06em; text-transform: uppercase; }
.baufi-hero-proof > p { margin: 18px 0 0; color: var(--muted); font-size: 12px; line-height: 1.55; }
.baufi-hero-proof > div { display: flex; flex-wrap: wrap; gap: 7px; margin-top: 14px; }
.baufi-hero-proof b { padding: 7px 9px; border: 1px solid color-mix(in srgb, var(--accent) 22%, transparent); border-radius: 999px; color: var(--accent-deep); background: rgba(255,255,255,0.62); font-size: 9px; }

.topic-section,
.tools-section,
.more-topics { width: min(1000px, 100%); margin: 74px auto 0; }
.section-heading { max-width: 720px; margin: 0 auto; text-align: center; }
.section-heading-left { margin-left: 0; text-align: left; }
.section-heading h2,
.orientation h2,
.advisor-copy h2 { margin: 0; font-size: clamp(30px, 4vw, 46px); line-height: 1.08; letter-spacing: -0.045em; }
.section-heading > span,
.orientation-copy > span,
.advisor-copy > span { display: block; margin-top: 12px; color: var(--muted); font-size: 14px; line-height: 1.55; }

.signal-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; margin-top: 28px; }
.signal-card {
  position: relative;
  overflow: hidden;
  min-height: 220px;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  background: rgba(255, 254, 250, 0.78);
}
.signal-card::before { position: absolute; inset: 0 auto auto 0; width: 100%; height: 3px; background: linear-gradient(90deg, var(--accent), var(--accent-bright)); content: ""; }
.signal-card > span,
.scope-card > span { color: var(--accent); font-size: 10px; font-weight: 850; letter-spacing: 0.12em; }
.signal-card h3 { margin: 44px 0 10px; font-size: 18px; line-height: 1.25; }
.signal-card p { margin: 0; color: var(--muted); font-size: 13px; line-height: 1.55; }

.orientation {
  width: min(1000px, 100%);
  margin: 72px auto 0;
  padding: clamp(28px, 5vw, 52px);
  border-radius: 24px;
  color: #fff;
  background: linear-gradient(140deg, var(--accent-deep), color-mix(in srgb, var(--accent-deep) 72%, #102e34));
}
.orientation-copy > p { color: #e3cb86; }
.orientation-copy > span { color: rgba(255,255,255,0.66); }
.orientation-options { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 10px; margin-top: 28px; }
body[data-theme="baufi"] .orientation {
  width: min(1120px, 100%);
  border: 1px solid rgba(0,104,139,0.15);
  color: var(--baufi-blue-deep);
  background:
    radial-gradient(circle at 91% 6%, rgba(211,173,0,0.1), transparent 28%),
    linear-gradient(145deg, #fffef9 0%, #f6f3e9 100%);
  box-shadow: 0 24px 64px rgba(0,56,77,0.11);
}
body[data-theme="baufi"] .orientation-copy > p { color: #775d17; }
body[data-theme="baufi"] .orientation-copy h2 { color: var(--baufi-blue-deep); }
body[data-theme="baufi"] .orientation-copy > span { color: var(--muted); }
body[data-theme="baufi"] .orientation-options { grid-template-columns: repeat(12, minmax(0, 1fr)); gap: 14px; }
.orientation-option {
  min-height: 132px;
  padding: 18px;
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: 14px;
  color: #fff;
  background: rgba(255,255,255,0.06);
  text-align: left;
  cursor: pointer;
}
.orientation-option:hover,
.orientation-option.is-selected { border-color: rgba(227, 203, 134, 0.7); background: rgba(227, 203, 134, 0.12); }
.orientation-number { display: block; color: #e3cb86; font-size: 10px; font-weight: 850; letter-spacing: 0.08em; }
.orientation-option strong { display: block; margin-top: 24px; font-size: 14px; line-height: 1.35; }
.orientation-option-baufi {
  position: relative;
  isolation: isolate;
  display: flex;
  overflow: hidden;
  min-height: 360px;
  padding: 0;
  flex-direction: column;
  border-color: rgba(0,104,139,0.17);
  border-radius: 19px;
  color: var(--baufi-blue-deep);
  background: #fff;
  box-shadow: 0 15px 34px rgba(0,56,77,0.1);
  transition: border-color 180ms ease, box-shadow 180ms ease, transform 180ms ease;
}
.orientation-option-baufi:nth-child(1) { grid-column: span 5; }
.orientation-option-baufi:nth-child(2) { grid-column: span 7; }
.orientation-option-baufi:nth-child(n+3) { grid-column: span 4; }
.orientation-option-baufi::before {
  position: absolute;
  z-index: 1;
  inset: 0 0 auto;
  height: 168px;
  background: linear-gradient(180deg, rgba(0,56,77,0.03), rgba(0,56,77,0.2));
  content: "";
}
.orientation-card-media {
  position: absolute;
  z-index: 0;
  inset: 0 0 auto;
  display: block;
  height: 168px;
  background-position: center;
  background-size: cover;
  filter: saturate(0.92) contrast(1.02);
  transform: scale(1.015);
  transition: filter 260ms ease, transform 500ms cubic-bezier(.2,.7,.2,1);
}
.orientation-option-baufi[data-option="orient"] .orientation-card-media { background-image: url('/assets/images/baufi/scenes-v2/orientierung.webp'); background-position: 48% center; }
.orientation-option-baufi[data-option="buy"] .orientation-card-media { background-image: url('/assets/images/baufi/scenes-v2/kauf.webp'); background-position: center 46%; }
.orientation-option-baufi[data-option="build"] .orientation-card-media { background-image: url('/assets/images/baufi/scenes-v2/neubau.webp'); background-position: 56% center; }
.orientation-option-baufi[data-option="modernize"] .orientation-card-media { background-image: url('/assets/images/baufi/scenes-v2/sanierung.webp'); background-position: center 46%; }
.orientation-option-baufi[data-option="follow"] .orientation-card-media { background-image: url('/assets/images/baufi/scenes-v2/anschluss.webp'); background-position: 43% center; }
.orientation-card-top,
.orientation-card-copy,
.orientation-arrow { position: relative; z-index: 2; }
.orientation-card-top { position: absolute; top: 14px; right: 14px; left: 14px; display: flex; align-items: center; justify-content: space-between; }
.orientation-option-baufi .orientation-number { padding: 7px 9px; border-radius: 999px; color: var(--baufi-blue-deep); background: #fffef9; box-shadow: 0 6px 18px rgba(0,56,77,0.15); }
.orientation-icon {
  display: grid;
  width: 46px;
  height: 46px;
  place-items: center;
  border: 1px solid rgba(211,173,0,0.55);
  border-radius: 50%;
  background: #fffef9;
  box-shadow: 0 7px 20px rgba(0,56,77,0.16);
}
.orientation-icon img { width: 23px; height: 23px; filter: brightness(0) saturate(100%) invert(23%) sepia(43%) saturate(1590%) hue-rotate(156deg) brightness(88%) contrast(101%); }
.orientation-card-copy { display: flex; min-height: 130px; margin-top: 168px; padding: 19px 20px 0; flex-direction: column; justify-content: flex-start; background: #fff; }
.orientation-card-copy small { color: #775d17; font-size: 9px; font-style: normal; font-weight: 850; letter-spacing: 0.13em; text-transform: uppercase; }
.orientation-option-baufi .orientation-card-copy strong { max-width: 440px; margin-top: 8px; color: var(--baufi-blue-deep); font-size: clamp(19px, 2vw, 25px); line-height: 1.08; letter-spacing: -0.025em; }
.orientation-card-copy em { display: block; max-width: 430px; margin-top: 9px; color: var(--muted); font-size: 11px; font-style: normal; line-height: 1.45; }
.orientation-arrow { display: flex; align-items: center; justify-content: space-between; margin: auto 20px 17px; width: calc(100% - 40px); padding-top: 12px; border-top: 1px solid rgba(211,173,0,0.34); color: var(--baufi-blue); font-size: 10px; font-weight: 800; letter-spacing: 0.06em; text-transform: uppercase; }
.orientation-arrow b { font-size: 17px; font-weight: 400; transition: transform 180ms ease; }
.orientation-option-baufi:hover { border-color: rgba(211,173,0,0.72); background: #fff; box-shadow: 0 21px 42px rgba(0,56,77,0.16); transform: translateY(-3px); }
.orientation-option-baufi:hover .orientation-card-media { filter: saturate(1) contrast(1.06); transform: scale(1.055); }
.orientation-option-baufi:hover .orientation-arrow b { transform: translate(2px,-2px); }
.orientation-option-baufi.is-selected { border-color: var(--baufi-gold); background: #fffdf6; box-shadow: 0 0 0 2px rgba(211,173,0,0.18), 0 21px 42px rgba(0,56,77,0.16); }
.orientation-option-baufi.is-selected .orientation-card-copy { background: #fffdf6; }
.orientation-option-baufi.is-selected .orientation-icon { border-color: var(--baufi-gold); background: #fff8d8; }
.orientation-result { margin-top: 22px; padding: 24px; border: 1px solid rgba(227,203,134,0.38); border-radius: 16px; background: rgba(0,0,0,0.13); }
.orientation-result > span { color: #e3cb86; font-size: 10px; font-weight: 850; letter-spacing: 0.1em; text-transform: uppercase; }
.orientation-result h3 { margin: 10px 0 8px; font-size: 22px; }
.orientation-result p { margin: 0; color: rgba(255,255,255,0.72); font-size: 13px; line-height: 1.55; }
.orientation-result-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 14px; margin-top: 20px; }
.baufi-result-points { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 9px; margin-top: 20px; }
.baufi-result-points article { padding: 14px; border: 1px solid rgba(255,255,255,0.14); border-radius: 11px; background: rgba(255,255,255,0.06); }
.baufi-result-points span { display: block; color: #e3cb86; font-size: 9px; font-weight: 850; letter-spacing: 0.08em; text-transform: uppercase; }
.baufi-result-points strong { display: block; margin-top: 8px; color: #fff; font-size: 12px; line-height: 1.45; }
.text-button { border: 0; color: rgba(255,255,255,0.75); background: transparent; font-size: 12px; font-weight: 750; text-decoration: underline; text-underline-offset: 4px; cursor: pointer; }
body[data-theme="baufi"] .orientation-result { border-color: rgba(211,173,0,0.55); color: var(--baufi-blue-deep); background: #fff; }
body[data-theme="baufi"] .orientation-result > span { color: #775d17; }
body[data-theme="baufi"] .orientation-result h3 { color: var(--baufi-blue-deep); }
body[data-theme="baufi"] .orientation-result p { color: var(--muted); }
body[data-theme="baufi"] .baufi-result-points article { border-color: rgba(0,104,139,0.14); background: #f4f8f8; }
body[data-theme="baufi"] .baufi-result-points span { color: #775d17; }
body[data-theme="baufi"] .baufi-result-points strong { color: var(--baufi-blue-deep); }
body[data-theme="baufi"] .orientation-result .button-light { border: 1px solid rgba(0,104,139,0.2); color: var(--baufi-blue-deep); background: #f7f5ed; }
body[data-theme="baufi"] .orientation-result .text-button { color: var(--baufi-blue); }

.baufi-practice {
  width: min(1140px, 100%);
  margin: 44px auto 0;
  padding: clamp(26px, 4vw, 44px);
  border: 1px solid color-mix(in srgb, var(--accent) 25%, var(--line));
  border-radius: 24px;
  background: #fff;
  box-shadow: 0 24px 70px rgba(24, 40, 48, 0.08);
}
.baufi-practice-heading { display: grid; grid-template-columns: minmax(0, 0.9fr) minmax(280px, 1.1fr); gap: clamp(24px, 5vw, 70px); align-items: end; }
.baufi-practice-heading p { margin: 0 0 9px; color: var(--accent); font-size: 11px; font-weight: 850; letter-spacing: 0.11em; text-transform: uppercase; }
.baufi-practice-heading h2 { max-width: 580px; margin: 0; color: var(--ink); font-size: clamp(27px, 4vw, 43px); line-height: 1.05; letter-spacing: -0.035em; }
.baufi-practice-heading > span { color: var(--muted); font-size: 14px; line-height: 1.65; }
.baufi-practice-shot { margin: 30px 0 0; }
.baufi-practice-scroll { overflow: auto; border: 1px solid var(--line); border-radius: 14px; background: #f5f6f7; box-shadow: inset 0 0 0 1px rgba(255,255,255,0.7); scrollbar-color: var(--accent) #e8ebed; }
.baufi-practice-scroll:focus-visible { outline: 3px solid rgba(199,168,79,0.55); outline-offset: 3px; }
.baufi-practice-shot img { display: block; width: 100%; height: auto; }
.baufi-practice-shot figcaption { margin-top: 11px; color: var(--muted); font-size: 11px; line-height: 1.5; }
.baufi-practice-hint { display: none; }
.baufi-practice-points { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 10px; margin-top: 22px; }
.baufi-practice-points span { position: relative; min-height: 62px; padding: 14px 15px 14px 39px; border-radius: 12px; color: var(--accent-deep); background: color-mix(in srgb, var(--hero-wash) 60%, #fff); font-size: 12px; font-weight: 750; line-height: 1.45; }
.baufi-practice-points span::before { position: absolute; top: 16px; left: 15px; width: 15px; height: 15px; border: 2px solid var(--accent); border-radius: 50%; content: ""; }
.baufi-practice-points span::after { position: absolute; top: 20px; left: 20px; width: 5px; height: 3px; border-bottom: 2px solid var(--accent); border-left: 2px solid var(--accent); content: ""; transform: rotate(-45deg); }

.baufi-analysis,
.baufi-funding {
  width: min(1120px, 100%);
  margin: 76px auto 0;
  border-radius: 24px;
}
.baufi-analysis { padding: clamp(30px, 5vw, 54px); border: 1px solid rgba(0,104,139,0.2); background: #fff; box-shadow: 0 24px 70px rgba(0,56,77,0.09); }
.baufi-analysis-heading,
.baufi-funding-heading { display: grid; grid-template-columns: minmax(0, 0.95fr) minmax(300px, 1.05fr); gap: clamp(28px, 6vw, 76px); align-items: end; }
.baufi-analysis-heading p,
.baufi-funding-heading p { margin: 0 0 10px; color: var(--baufi-gold); font-size: 10px; font-weight: 900; letter-spacing: 0.12em; text-transform: uppercase; }
.baufi-analysis-heading h2,
.baufi-funding-heading h2 { max-width: 580px; margin: 0; font-size: clamp(30px, 4.3vw, 48px); line-height: 1.03; letter-spacing: -0.04em; }
.baufi-analysis-heading > span,
.baufi-funding-heading > span { color: var(--muted); font-size: 14px; line-height: 1.68; }
.baufi-analysis-disclosure { margin-top: 28px; overflow: hidden; border: 1px solid rgba(0,104,139,0.18); border-radius: 18px; background: #f6fafb; }
.baufi-analysis-disclosure > summary { display: flex; min-height: 78px; padding: 17px 22px; align-items: center; justify-content: space-between; gap: 20px; color: var(--baufi-blue-deep); background: #fff; cursor: pointer; list-style: none; }
.baufi-analysis-disclosure > summary::-webkit-details-marker { display: none; }
.baufi-analysis-disclosure > summary span { display: grid; gap: 4px; }
.baufi-analysis-disclosure > summary small { color: #775d17; font-size: 8px; font-weight: 900; letter-spacing: 0.12em; text-transform: uppercase; }
.baufi-analysis-disclosure > summary strong { font-size: 15px; line-height: 1.3; }
.baufi-analysis-disclosure > summary::after { display: grid; width: 38px; height: 38px; flex: 0 0 38px; place-items: center; border: 1px solid rgba(0,104,139,0.22); border-radius: 50%; color: var(--baufi-blue); background: #f2f7f8; font-size: 21px; content: "+"; }
.baufi-analysis-disclosure[open] > summary { border-bottom: 1px solid rgba(0,104,139,0.16); }
.baufi-analysis-disclosure[open] > summary::after { color: #fff; background: var(--baufi-blue); content: "−"; }
.baufi-analysis-disclosure > summary:focus-visible { outline: 3px solid rgba(211,173,0,0.48); outline-offset: -3px; }
.baufi-analysis-stage { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(360px, 0.95fr); gap: 14px; margin-top: 34px; }
.baufi-analysis-disclosure .baufi-analysis-stage { margin: 0; padding: 14px; }
.baufi-analysis-image { position: relative; min-height: 520px; margin: 0; overflow: hidden; border-radius: 18px; background: var(--baufi-blue-deep); }
.baufi-analysis-image::after { position: absolute; inset: 0; background: linear-gradient(180deg, transparent 44%, rgba(0,44,62,0.9) 100%); content: ""; }
.baufi-analysis-image img { width: 100%; height: 100%; object-fit: cover; }
.baufi-analysis-image figcaption { position: absolute; z-index: 1; right: 24px; bottom: 23px; left: 24px; display: grid; grid-template-columns: auto 1fr; gap: 4px 12px; color: #fff; }
.baufi-analysis-image figcaption span { grid-row: 1 / 3; display: grid; width: 38px; height: 38px; place-items: center; border: 1px solid rgba(211,173,0,0.75); border-radius: 50%; color: #f2d965; font-size: 10px; font-weight: 900; }
.baufi-analysis-image figcaption strong { font-size: 17px; }
.baufi-analysis-image figcaption small { color: rgba(255,255,255,0.68); font-size: 11px; }
.baufi-analysis-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; }
.baufi-analysis-grid article { position: relative; min-height: 252px; padding: 22px; overflow: hidden; border: 1px solid rgba(0,104,139,0.17); border-radius: 16px; background: linear-gradient(145deg, #f8fbfc, #edf5f7); }
.baufi-analysis-grid article::before { position: absolute; top: 0; left: 0; width: 54px; height: 3px; background: var(--baufi-gold); content: ""; }
.baufi-analysis-grid span { color: var(--baufi-blue); font-size: 9px; font-weight: 900; letter-spacing: 0.09em; text-transform: uppercase; }
.baufi-analysis-grid strong { display: block; margin-top: 42px; color: var(--baufi-blue-deep); font-size: 16px; line-height: 1.25; }
.baufi-analysis-grid p { margin: 10px 0 0; color: var(--muted); font-size: 12px; line-height: 1.55; }
.baufi-analysis-footer { display: flex; align-items: center; justify-content: space-between; gap: 28px; margin-top: 14px; padding: 15px 18px; border-left: 3px solid var(--baufi-gold); background: #f6f8f8; }
.baufi-analysis-footer p { max-width: 680px; margin: 0; color: var(--muted); font-size: 11px; line-height: 1.55; }
.baufi-analysis-footer .button { flex: 0 0 auto; }

.baufi-funding { padding: clamp(30px, 5vw, 56px); color: #fff; background: linear-gradient(145deg, #00688b 0%, #004b67 72%, #003d55 100%); box-shadow: 0 28px 74px rgba(0,56,77,0.22); }
.baufi-funding-heading > span { color: rgba(255,255,255,0.72); }
.baufi-funding-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 14px; margin-top: 34px; }
.baufi-funding-card { position: relative; min-height: 0; padding: 0; overflow: hidden; border: 1px solid rgba(255,255,255,0.2); border-radius: 18px; background: rgba(255,255,255,0.08); }
.baufi-funding-card::after { position: absolute; right: -60px; bottom: -90px; width: 220px; height: 220px; border: 1px solid rgba(211,173,0,0.25); border-radius: 50%; content: ""; }
.baufi-funding-card > summary { position: relative; z-index: 1; min-height: 260px; padding: 24px; cursor: pointer; list-style: none; }
.baufi-funding-card > summary::-webkit-details-marker { display: none; }
.baufi-funding-icon { display: grid; width: 50px; height: 50px; place-items: center; border: 1px solid rgba(211,173,0,0.7); border-radius: 50%; background: rgba(211,173,0,0.13); }
.baufi-funding-icon img { width: 24px; height: 24px; filter: brightness(0) saturate(100%) invert(74%) sepia(92%) saturate(1270%) hue-rotate(5deg) brightness(91%) contrast(101%); }
.baufi-funding-card summary > span { display: block; margin-top: 24px; color: #f0d75f; font-size: 9px; font-weight: 900; letter-spacing: 0.11em; text-transform: uppercase; }
.baufi-funding-card h3 { margin: 8px 0 12px; font-size: clamp(24px, 3vw, 34px); line-height: 1.05; letter-spacing: -0.035em; }
.baufi-funding-card p { margin: 0; color: rgba(255,255,255,0.72); font-size: 13px; line-height: 1.58; }
.baufi-funding-card summary > b { display: inline-flex; align-items: center; gap: 8px; margin-top: 17px; color: #f0d75f; font-size: 10px; letter-spacing: 0.04em; }
.baufi-funding-card summary > b::after { font-size: 17px; font-weight: 500; content: "+"; }
.baufi-funding-card[open] summary > b::after { content: "−"; }
.baufi-funding-card[open] > summary { border-bottom: 1px solid rgba(255,255,255,0.16); }
.baufi-funding-card > summary:focus-visible { outline: 3px solid rgba(240,215,95,0.7); outline-offset: -3px; }
.baufi-funding-card ul { position: relative; z-index: 1; display: grid; gap: 10px; margin: 0; padding: 20px 24px 24px; list-style: none; }
.baufi-funding-card li { position: relative; padding-left: 21px; color: rgba(255,255,255,0.88); font-size: 11px; line-height: 1.45; }
.baufi-funding-card li::before { position: absolute; top: 5px; left: 0; width: 8px; height: 5px; border-bottom: 2px solid var(--baufi-gold); border-left: 2px solid var(--baufi-gold); content: ""; transform: rotate(-45deg); }
.baufi-riester-callout { display: grid; grid-template-columns: auto minmax(0,1fr) auto; gap: 18px; align-items: center; margin-top: 14px; padding: 18px 21px; border: 1px solid rgba(211,173,0,0.62); border-radius: 16px; color: var(--baufi-blue-deep); background: linear-gradient(135deg, #fffdf4, #fff8cf); }
.baufi-riester-callout > span { padding: 7px 9px; border-radius: 999px; color: #fff; background: var(--baufi-blue); font-size: 8px; font-weight: 900; letter-spacing: 0.1em; text-transform: uppercase; }
.baufi-riester-callout h3 { margin: 0; font-size: 17px; line-height: 1.25; }
.baufi-riester-callout p { margin: 5px 0 0; color: var(--muted); font-size: 11px; line-height: 1.5; }
.baufi-riester-callout > strong { color: #806900; font-size: 10px; white-space: nowrap; }
.baufi-savings-disclosure { margin-top: 14px; overflow: hidden; border-radius: 18px; color: var(--ink); background: #f8fafb; }
.baufi-savings-disclosure summary { display: flex; min-height: 78px; padding: 17px 22px; align-items: center; justify-content: space-between; gap: 20px; border: 1px solid rgba(211,173,0,0.55); border-radius: 18px; color: var(--baufi-blue-deep); background: #fff; cursor: pointer; list-style: none; }
.baufi-savings-disclosure summary::-webkit-details-marker { display: none; }
.baufi-savings-disclosure summary span { display: grid; gap: 4px; }
.baufi-savings-disclosure summary small { color: #775d17; font-size: 8px; font-weight: 900; letter-spacing: 0.12em; text-transform: uppercase; }
.baufi-savings-disclosure summary strong { font-size: 15px; line-height: 1.3; }
.baufi-savings-disclosure summary::after { display: grid; width: 38px; height: 38px; flex: 0 0 38px; place-items: center; border: 1px solid rgba(0,104,139,0.22); border-radius: 50%; color: var(--baufi-blue); background: #f2f7f8; font-size: 21px; font-weight: 500; content: "+"; }
.baufi-savings-disclosure[open] summary { border-radius: 18px 18px 0 0; }
.baufi-savings-disclosure[open] summary::after { border-color: var(--baufi-blue); color: #fff; background: var(--baufi-blue); content: "−"; }
.baufi-savings-disclosure summary:focus-visible { outline: 3px solid rgba(211,173,0,0.48); outline-offset: -3px; }
.baufi-savings-compare { margin-top: 0; padding: clamp(24px, 4vw, 38px); border: 1px solid rgba(0,104,139,0.14); border-top: 0; border-radius: 0 0 18px 18px; color: var(--ink); background: #f8fafb; }
.baufi-savings-heading { display: grid; grid-template-columns: minmax(0,1.1fr) minmax(260px,0.9fr); gap: 28px; align-items: end; padding-bottom: 23px; border-bottom: 1px solid rgba(0,104,139,0.18); }
.baufi-savings-heading span { color: #775d17; font-size: 9px; font-weight: 900; letter-spacing: 0.12em; text-transform: uppercase; }
.baufi-savings-heading h3 { max-width: 590px; margin: 7px 0 0; color: var(--baufi-blue-deep); font-size: clamp(26px,3.5vw,39px); line-height: 1.05; letter-spacing: -0.035em; }
.baufi-savings-heading p { margin: 0; color: var(--muted); font-size: 12px; line-height: 1.58; }
.baufi-savings-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 10px; margin-top: 22px; }
.baufi-savings-card { position: relative; overflow: hidden; padding: 22px; border: 1px solid rgba(0,104,139,0.17); border-radius: 15px; background: #fff; }
.baufi-savings-card::before { position: absolute; inset: 0 0 auto; height: 3px; background: var(--baufi-blue); content: ""; }
.baufi-savings-card-featured { border-color: rgba(211,173,0,0.65); background: linear-gradient(150deg,#fff,#fffbea); }
.baufi-savings-card-featured::before { background: var(--baufi-gold); }
.baufi-savings-law { color: #775d17; font-size: 8px; font-weight: 900; letter-spacing: 0.09em; text-transform: uppercase; }
.baufi-savings-card h4 { margin: 17px 0 7px; color: var(--baufi-blue-deep); font-size: 21px; line-height: 1.1; letter-spacing: -0.025em; }
.baufi-savings-product { min-height: 44px; margin: 0; color: var(--muted); font-size: 11px; line-height: 1.45; }
.baufi-savings-card dl { display: grid; gap: 0; margin: 19px 0 0; }
.baufi-savings-card dl div { display: grid; grid-template-columns: minmax(0,1fr) auto; gap: 12px; align-items: start; padding: 12px 0; border-top: 1px solid rgba(0,104,139,0.12); }
.baufi-savings-card dt { color: var(--muted); font-size: 9px; line-height: 1.4; }
.baufi-savings-card dd { margin: 0; color: var(--baufi-blue-deep); font-size: 15px; font-weight: 850; line-height: 1.2; text-align: right; }
.baufi-savings-card dd small { display: block; margin-top: 4px; color: var(--muted); font-size: 8px; font-weight: 700; }
.baufi-savings-audience { margin: 16px 0 0; padding-top: 14px; border-top: 1px solid rgba(0,104,139,0.12); color: var(--muted); font-size: 9px; line-height: 1.5; }
.baufi-savings-note { display: grid; grid-template-columns: auto minmax(0,1fr); gap: 17px; margin-top: 12px; padding: 16px 18px; border-left: 3px solid var(--baufi-gold); background: #edf4f6; }
.baufi-savings-note strong { color: var(--baufi-blue-deep); font-size: 10px; }
.baufi-savings-note p { margin: 0; color: var(--muted); font-size: 9px; line-height: 1.55; }
.baufi-funding-timing { display: grid; grid-template-columns: auto minmax(0,1fr); gap: 18px; align-items: center; margin-top: 14px; padding: 22px 24px; border: 1px solid rgba(211,173,0,0.55); border-radius: 16px; background: #fff; color: var(--baufi-blue-deep); }
.baufi-funding-timing .baufi-funding-icon { border-color: rgba(0,104,139,0.3); background: rgba(0,104,139,0.08); }
.baufi-funding-timing .baufi-funding-icon img { filter: brightness(0) saturate(100%) invert(30%) sepia(48%) saturate(1604%) hue-rotate(155deg) brightness(86%) contrast(102%); }
.baufi-funding-timing span { display: block; color: #977b00; font-size: 9px; font-weight: 900; letter-spacing: 0.1em; text-transform: uppercase; }
.baufi-funding-timing strong { display: block; margin-top: 5px; font-size: 16px; line-height: 1.3; }
.baufi-funding-timing p { margin: 5px 0 0; color: var(--muted); font-size: 11px; line-height: 1.5; }
.button-gold { color: #15333d; background: var(--baufi-gold); box-shadow: 0 12px 26px rgba(122,99,0,0.22); }
.button-gold:hover { background: #e0bd20; transform: translateY(-1px); }
.baufi-funding-sources { display: flex; flex-wrap: wrap; gap: 8px 16px; align-items: center; margin-top: 18px; color: rgba(255,255,255,0.66); font-size: 10px; }
.baufi-funding-sources a { color: #f0d75f; font-weight: 800; text-underline-offset: 3px; }

.baufi-difference {
  width: min(1080px, 100%);
  margin: 76px auto 0;
  padding: clamp(30px, 5vw, 54px);
  border: 1px solid color-mix(in srgb, var(--accent) 26%, var(--line));
  border-radius: 24px;
  background: linear-gradient(145deg, rgba(255,255,255,0.92), color-mix(in srgb, var(--hero-wash) 64%, #fff));
}
.baufi-model-compare { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 14px; margin-top: 30px; }
.baufi-model-card { position: relative; overflow: hidden; padding: 26px; border: 1px solid rgba(0,73,98,0.15); border-radius: 20px; background: #fff; box-shadow: 0 18px 46px rgba(0,56,77,0.07); }
.baufi-model-card::before { position: absolute; inset: 0 0 auto; height: 5px; content: ""; }
.baufi-model-card-classic::before { background: #aab3b7; }
.baufi-model-card-concept { border-color: rgba(211,173,0,0.55); background: linear-gradient(155deg,#fff 42%,#fffbeb); box-shadow: 0 22px 54px rgba(100,78,0,0.12); }
.baufi-model-card-concept::before { background: linear-gradient(90deg,var(--baufi-blue),var(--baufi-gold)); }
.baufi-model-card header > span { color: #68767b; font-size: 9px; font-weight: 900; letter-spacing: .11em; text-transform: uppercase; }
.baufi-model-card-concept header > span { color: #9a7b00; }
.baufi-model-card header > strong { display: block; margin-top: 10px; color: var(--baufi-blue-deep); font-size: 22px; line-height: 1.16; letter-spacing: -.025em; }
.baufi-model-card header > p { min-height: 66px; margin: 9px 0 0; color: var(--muted); font-size: 11px; line-height: 1.55; }
.baufi-model-timeline { position: relative; display: grid; gap: 0; margin: 24px 0 0; padding: 0; list-style: none; }
.baufi-model-timeline::before { position: absolute; top: 15px; bottom: 15px; left: 13px; width: 2px; background: #d7dee0; content: ""; }
.baufi-model-timeline li { position: relative; min-height: 92px; padding: 2px 0 20px 47px; }
.baufi-model-timeline li::before { position: absolute; top: 4px; left: 5px; width: 18px; height: 18px; border: 4px solid #fff; border-radius: 50%; background: #9fa9ad; box-shadow: 0 0 0 1px #c7d0d3; content: ""; }
.baufi-model-card-concept .baufi-model-timeline::before { background: linear-gradient(var(--baufi-blue),var(--baufi-gold)); }
.baufi-model-card-concept .baufi-model-timeline li::before { background: var(--baufi-blue); box-shadow: 0 0 0 1px rgba(0,73,98,.35); }
.baufi-model-card-concept .baufi-model-timeline li:last-child::before { background: var(--baufi-gold); box-shadow: 0 0 0 1px rgba(211,173,0,.5); }
.baufi-model-timeline small { display: block; color: #8a969a; font-size: 8px; font-weight: 850; letter-spacing: .05em; text-transform: uppercase; }
.baufi-model-timeline strong { display: block; margin-top: 5px; color: var(--baufi-blue-deep); font-size: 15px; line-height: 1.2; }
.baufi-model-timeline span { display: block; margin-top: 5px; color: var(--muted); font-size: 10px; line-height: 1.45; }
.baufi-model-open { margin-top: 2px; padding-top: 14px !important; border: 1px dashed #c89c8c; border-radius: 13px; background: #fff8f4; }
.baufi-model-open::before { top: 17px !important; left: 5px !important; background: #b86c52 !important; }
.baufi-model-secured { margin-top: 2px; padding-top: 14px !important; border: 1px solid rgba(211,173,0,.45); border-radius: 13px; background: #fffbee; }
.baufi-model-secured::before { top: 17px !important; left: 5px !important; }
.baufi-model-result { display: grid; grid-template-columns: 42px minmax(0,1fr); gap: 12px; align-items: center; min-height: 70px; margin-top: 4px; padding: 12px; border-radius: 13px; background: #eef1f2; }
.baufi-model-result > span { display: grid; width: 42px; height: 42px; place-items: center; border-radius: 50%; color: #fff; background: #7e8b90; font-size: 23px; font-weight: 850; }
.baufi-model-result p { margin: 0; color: var(--muted); font-size: 9px; line-height: 1.35; }
.baufi-model-result strong { display: block; margin-bottom: 3px; color: var(--baufi-blue-deep); font-size: 12px; }
.baufi-model-choice { display: grid; grid-template-columns: minmax(0,1fr) auto minmax(0,1fr); gap: 8px; align-items: center; margin-top: 4px; }
.baufi-model-choice p { min-height: 70px; margin: 0; padding: 12px; border: 1px solid rgba(0,73,98,.15); border-radius: 13px; background: #fff; }
.baufi-model-choice span { display: block; color: #8a969a; font-size: 7px; font-weight: 850; letter-spacing: .04em; text-transform: uppercase; }
.baufi-model-choice strong { display: block; margin-top: 6px; color: var(--baufi-blue-deep); font-size: 12px; line-height: 1.2; }
.baufi-model-choice i { color: #9a7b00; font-size: 8px; font-style: normal; font-weight: 900; text-transform: uppercase; }
.baufi-model-rate { display: grid; grid-template-columns: minmax(0,1fr) auto; gap: 1px 14px; align-items: end; margin-top: 10px; padding: 14px 16px; border-radius: 13px; color: #fff; background: var(--baufi-blue); }
.baufi-model-rate > span { grid-column: 1; color: #e9d673; font-size: 8px; font-weight: 900; letter-spacing: .08em; text-transform: uppercase; }
.baufi-model-rate strong { grid-row: 1 / span 2; grid-column: 2; font-size: 26px; line-height: 1; letter-spacing: -.04em; }
.baufi-model-rate small { grid-column: 1; color: rgba(255,255,255,.75); font-size: 8px; }
.baufi-model-proof { margin-top: 14px; padding: 20px 22px; border-radius: 16px; color: #fff; background: var(--baufi-blue-deep); }
.baufi-model-proof > strong { font-size: 13px; }
.baufi-model-proof > div { display: flex; flex-wrap: wrap; gap: 7px; margin-top: 12px; }
.baufi-model-proof span { padding: 7px 10px; border: 1px solid rgba(255,255,255,.2); border-radius: 999px; color: rgba(255,255,255,.85); font-size: 9px; font-weight: 750; }
.baufi-model-disclaimer { margin: 13px 2px 0; color: #77868b; font-size: 8px; line-height: 1.5; }
.baufi-model-sources { display: flex; flex-wrap: wrap; gap: 6px 14px; margin-top: 9px; color: #7a878c; font-size: 8px; }
.baufi-model-sources a { color: var(--baufi-blue); font-weight: 800; text-underline-offset: 2px; }
.baufi-difference blockquote { margin: 22px 0 0; padding: 20px 22px; border-left: 3px solid var(--accent-bright); color: var(--accent-deep); background: rgba(255,255,255,0.66); font-size: 15px; font-weight: 680; line-height: 1.55; }

.baufi-sticky { display: none; }

.scope-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; margin-top: 26px; }
.scope-card { min-height: 170px; padding: 24px; border: 1px solid var(--line); border-radius: var(--radius-md); background: #fff; }
.scope-card:nth-child(2),
.scope-card:nth-child(3) { background: color-mix(in srgb, var(--hero-wash) 58%, #fff); }
.scope-card h3 { margin: 24px 0 8px; font-size: 17px; }
.scope-card p { margin: 0; color: var(--muted); font-size: 13px; line-height: 1.55; }

.tools-section { padding: 40px; border: 1px solid rgba(199,168,79,0.35); border-radius: 24px; background: rgba(255,254,250,0.72); }
.tool-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; margin-top: 26px; }
.tool-card { display: grid; gap: 10px; min-height: 180px; padding: 24px; border: 1px solid var(--line); border-radius: 16px; background: #fff; text-decoration: none; }
.tool-card:hover { border-color: color-mix(in srgb, var(--accent) 48%, transparent); transform: translateY(-1px); }
.tool-card > span { color: var(--accent); font-size: 10px; font-weight: 850; letter-spacing: 0.1em; text-transform: uppercase; }
.tool-card strong { font-size: 18px; }
.tool-card p { margin: 0; color: var(--muted); font-size: 13px; line-height: 1.5; }
.tool-card b { margin-top: auto; color: var(--petrol); font-size: 12px; }

.advisor-section {
  display: grid;
  grid-template-columns: 220px minmax(0, 1fr);
  gap: 44px;
  align-items: center;
  width: min(1000px, 100%);
  margin: 72px auto 0;
  padding: clamp(30px, 5vw, 54px);
  border-radius: 24px;
  color: #fff;
  background: linear-gradient(135deg, var(--accent-deep), color-mix(in srgb, var(--accent-deep) 74%, #122d33));
}
.advisor-portrait { position: relative; display: grid; place-items: center; min-height: 180px; }
.advisor-ring { position: absolute; width: 172px; height: 172px; border: 1px solid rgba(199,168,79,0.3); border-radius: 50%; }
.advisor-copy > p { color: #dfc985; }
.advisor-copy > span { max-width: 650px; color: rgba(255,255,255,0.69); }
.advisor-next-steps { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 8px; margin: 22px 0 0; padding: 0; list-style: none; }
.advisor-next-steps li { display: grid; grid-template-columns: auto minmax(0, 1fr); gap: 9px; align-items: center; min-height: 54px; padding: 10px 12px; border: 1px solid rgba(255,255,255,0.14); border-radius: 12px; background: rgba(255,255,255,0.06); }
.advisor-next-steps span { color: #f0d75f; font-size: 9px; font-weight: 900; }
.advisor-next-steps strong { font-size: 11px; line-height: 1.35; }
.advisor-back { align-self: center; color: rgba(255,255,255,0.82); font-size: 12px; font-weight: 750; text-underline-offset: 4px; }

.topic-links { display: flex; flex-wrap: wrap; justify-content: center; gap: 8px; margin-top: 26px; }
.topic-link { padding: 10px 13px; border: 1px solid var(--line); border-radius: 999px; background: rgba(255,255,255,0.72); font-size: 12px; font-weight: 720; cursor: pointer; }
.topic-link.is-active { border-color: var(--accent); color: #fff; background: var(--accent); }

.topic-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  min-height: 96px;
  border-top: 1px solid var(--line);
  color: var(--muted);
  font-size: 11px;
}
.topic-footer nav { display: flex; flex-wrap: wrap; gap: 18px; }
.topic-footer a { text-underline-offset: 3px; }

[hidden] { display: none !important; }
.button:focus-visible,
button:focus-visible,
select:focus-visible,
a:focus-visible { outline: 3px solid rgba(199,168,79,0.55); outline-offset: 3px; }

@media (max-width: 900px) {
  .preview-bar { grid-template-columns: 1fr 1fr; }
  .preview-bar-title { grid-column: 1 / -1; }
  .topic-hero { grid-template-columns: 1fr; }
  .topic-hero-card { max-width: 520px; }
  .baufi-practice-heading { grid-template-columns: 1fr; gap: 16px; }
  .baufi-analysis-heading,
  .baufi-funding-heading { grid-template-columns: 1fr; gap: 16px; }
  .baufi-analysis-stage { grid-template-columns: 1fr; }
  .baufi-analysis-image { min-height: 410px; }
  body[data-theme="baufi"] .orientation-options { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .orientation-option-baufi:nth-child(n) { grid-column: span 1; }
  .orientation-option-baufi:last-child { grid-column: 1 / -1; }
}

@media (max-width: 680px) {
  .preview-bar { position: relative; grid-template-columns: 1fr; padding: 12px; }
  .preview-bar-title { grid-column: auto; }
  .preview-modes { display: grid; grid-template-columns: 1fr 1fr; }
  .topic-page { width: min(100% - 24px, 620px); }
  .topic-topbar { min-height: 72px; }
  .topic-advisor-mini > span:last-child { display: none; }
  main { padding-top: 16px; }
  .referral-note,
  .public-note { align-items: flex-start; padding: 14px; }
  .topic-hero { gap: 32px; padding: 34px 20px; border-radius: 20px; }
  .topic-hero h1 { font-size: clamp(39px, 12vw, 54px); }
  body[data-theme="baufi"] .topic-hero { gap: 20px; padding: 28px 20px; }
  body[data-theme="baufi"] .topic-hero h1 { font-size: clamp(37px, 10.8vw, 47px); }
  body[data-theme="baufi"] .topic-hero-card { padding: 18px; }
  body[data-theme="baufi"] .baufi-hero-proof > p { display: none; }
  body[data-theme="baufi"] .baufi-hero-proof > div { margin-top: 10px; }
  body[data-theme="baufi"] .topic-hero .button-secondary { display: none; }
  .topic-actions,
  .advisor-actions { display: grid; }
  .button { width: 100%; }
  .signal-grid,
  .orientation-options,
  .scope-grid,
  .tool-grid,
  .baufi-result-points,
  body[data-theme="baufi"] .orientation-options { grid-template-columns: 1fr; }
  .orientation-option-baufi:nth-child(n),
  .orientation-option-baufi:last-child { grid-column: 1; }
  body[data-theme="baufi"] .orientation { margin-top: 44px; padding: 24px 16px; }
  .orientation-option-baufi { display: grid; min-height: 154px; grid-template-columns: 112px minmax(0, 1fr); grid-template-rows: 1fr auto; padding: 0; }
  .orientation-option-baufi::before { inset: 0 auto 0 0; width: 112px; height: auto; background: linear-gradient(90deg, rgba(0,56,77,0.03), rgba(0,56,77,0.22)); }
  .orientation-card-media { inset: 0 auto 0 0; width: 112px; height: 100%; }
  .orientation-card-top { top: 10px; right: 10px; left: 10px; }
  .orientation-icon { width: 38px; height: 38px; }
  .orientation-icon img { width: 19px; height: 19px; }
  .orientation-card-copy { grid-column: 2; grid-row: 1; min-height: 108px; margin: 0; padding: 16px 50px 4px 15px; }
  .orientation-option-baufi .orientation-card-copy strong { margin-top: 6px; font-size: 17px; line-height: 1.12; }
  .orientation-card-copy em { margin-top: 6px; font-size: 9px; line-height: 1.35; }
  .orientation-arrow { grid-column: 2; grid-row: 2; width: auto; margin: 0 14px 10px; padding-top: 7px; }
  .signal-card { min-height: auto; }
  .signal-card h3 { margin-top: 24px; }
  .orientation,
  .tools-section { padding: 28px 20px; border-radius: 20px; }
  .orientation-result-actions { display: grid; }
  .advisor-section { grid-template-columns: 1fr; gap: 22px; padding: 32px 22px; }
  .advisor-portrait { min-height: 150px; }
  .topic-footer { align-items: flex-start; flex-direction: column; padding: 26px 2px; }
  body[data-theme="baufi"] .topic-page { padding-bottom: 74px; }
  .baufi-practice { margin-top: 28px; padding: 26px 18px; border-radius: 20px; }
  .baufi-practice-shot { margin-top: 23px; }
  .baufi-practice-scroll img { width: 1100px; max-width: none; }
  .baufi-practice-hint { display: block; margin: 8px 0 0; color: var(--accent); font-size: 11px; font-weight: 750; }
  .baufi-practice-shot figcaption { margin-top: 6px; }
  .baufi-practice-points { display: flex; overflow-x: auto; padding-bottom: 4px; scroll-snap-type: x mandatory; }
  .baufi-practice-points span { min-height: 58px; flex: 0 0 78%; scroll-snap-align: start; }
  .baufi-analysis,
  .baufi-funding { margin-top: 48px; padding: 28px 20px; border-radius: 20px; }
  .baufi-analysis-image { min-height: 330px; }
  .baufi-analysis-grid,
  .baufi-funding-grid { grid-template-columns: 1fr; }
  .baufi-analysis-grid article { min-height: auto; padding: 20px; }
  .baufi-analysis-grid strong { margin-top: 28px; }
  .baufi-analysis-footer { align-items: stretch; flex-direction: column; padding: 18px; }
  .baufi-analysis-disclosure > summary { min-height: 70px; padding: 14px 16px; }
  .baufi-analysis-disclosure > summary strong { font-size: 14px; }
  .baufi-analysis-disclosure .baufi-analysis-stage { padding: 10px; }
  .baufi-funding-card { min-height: auto; padding: 0; }
  .baufi-funding-card > summary { min-height: 238px; padding: 20px; }
  .baufi-funding-card ul { padding: 18px 20px 21px; }
  .baufi-riester-callout { grid-template-columns: 1fr; gap: 9px; padding: 17px; }
  .baufi-riester-callout > span { justify-self: start; }
  .baufi-riester-callout > strong { white-space: normal; }
  .baufi-savings-compare { padding: 22px 16px; }
  .baufi-savings-disclosure summary { min-height: 70px; padding: 14px 16px; gap: 12px; }
  .baufi-savings-disclosure summary strong { font-size: 14px; }
  .baufi-savings-disclosure summary::after { width: 36px; height: 36px; flex-basis: 36px; }
  .baufi-savings-heading { grid-template-columns: 1fr; gap: 13px; }
  .baufi-savings-grid { grid-template-columns: 1fr; }
  .baufi-savings-product { min-height: auto; }
  .baufi-savings-note { grid-template-columns: 1fr; gap: 7px; }
  .baufi-funding-timing { grid-template-columns: auto 1fr; padding: 20px; }
  .baufi-funding-timing .button { grid-column: 1 / -1; }
  .baufi-difference { padding: 28px 20px; border-radius: 20px; }
  .baufi-model-compare { grid-template-columns: 1fr; }
  .baufi-model-card { padding: 22px 18px; }
  .baufi-model-card header > p { min-height: auto; }
  .baufi-model-timeline li { min-height: 86px; }
  .baufi-model-choice { gap: 5px; }
  .baufi-model-choice p { padding: 11px 9px; }
  .baufi-model-rate strong { font-size: 23px; }
  .baufi-model-proof { padding: 18px; }
  .advisor-next-steps { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .advisor-next-steps li { grid-template-columns: 1fr; align-content: start; min-height: 82px; }
  .advisor-next-steps strong { font-size: 10px; }
  .baufi-sticky:not([hidden]) {
    position: fixed;
    z-index: 45;
    right: 12px;
    bottom: calc(12px + env(safe-area-inset-bottom));
    left: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 52px;
    border-radius: 12px;
    color: #fff;
    background: var(--accent-deep);
    box-shadow: 0 16px 34px rgba(16,41,48,0.28);
    font-size: 13px;
    font-weight: 800;
    text-decoration: none;
  }
  body[data-theme="baufi"] .baufi-sticky:not([hidden]) {
    border: 1px solid rgba(255,255,255,0.58);
    color: #003d55;
    background: linear-gradient(135deg, #f3dc84 0%, #d3ad00 100%);
    box-shadow: 0 16px 34px rgba(0,56,77,0.3), inset 0 1px 0 rgba(255,255,255,0.48);
  }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}